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Home Owners Insurance with GEICO

Home Owners Insurance with GEICO

Homeowners insurance from GEICO is available in all 50 states, as well as the District of Columbia. GEICO was created in 1936 with the goal of restricting its customer base so that it could better focus its risk. Employees from the government were chosen by the corporation (hence the name Government Employees Insurance CO.) However, the corporation now sells to the whole public, not just government employees.

Berkshire Hathaway, Warren Buffet's company, owns GEICO homeowners insurance. It's still recognized for its low overhead. Insurance Counselors Inc., the company's current subsidiary, provides homeowners insurance.

Rather than depending on middlemen, the company has always been at the forefront of selling directly to clients. They are now well-known on television and the internet. A Grecko appears in many of the TV commercials. 

Their financial strength is rated A++ by A.M. Best (or superior).

The majority of GEICO's insurance policies cover fire, water, building collapse, roof impact (from fallen trees, for example), and theft of household devices. However, the policies exclude flood insurance and compensation for stolen jewelry exceeding $2,000 in value.

Geico homes insurance has an extraordinarily high satisfaction rate, with 62 percent of customers rating it as satisfied or better.

GEICO will allow you to add valuables coverage to your existing insurance. You can also add identity theft coverage to your policy, which will shield you from the financial consequences of someone breaking into your home and taking and using your credit cards. 

The company's policies do not cover all hazards. They only cover the risks specified in the contract. If your policy does not include "earthquakes" or "hurricanes" as hazards, you will not be covered in the event of an earthquake or hurricane.